Retirement Planning

Stearns Retirement Group provides retirement planning services designed to educate clients as to their best options for meeting their current financial needs, achieving their long-term goals, avoiding common retirement-planning mistakes, and enjoying a lifetime of financial stability. The goal is to teach clients how to enjoy reliable portfolio growth and greater security through more conservative investment options designed to generate income through interest and dividends. This is income that can be spent or reinvested for dependable "organic" portfolio growth.

Retirement Financial Planning

When you work with a Stearns Retirement Group advisor, you know you’re working with a Retirement Income Specialist who understands the best ways to help you preserve your savings and turn it into a renewable source of retirement income. Our retirement planning services include strategies that can help you:

  • Generate steady income in retirement
  • Minimize your exposure to market risk
  • Maximize your tax savings

Although the growth-based financial strategies you used during your working years might have been effective in helping you grow your retirement savings, those same strategies could jeopardize your financial security in retirement. In our experience, the best way to avoid that risk is to work with a retirement consultant who can help you focus on income-based strategies designed to help you preserve your savings so you can use it as a source of ongoing income.

Understand, this doesn’t mean that you can’t remain invested in the stock market once you near retirement. However, a certified specialist in retirement income can help you stay in the market with less risk by shifting your strategic investment focus from capital gains to stock dividends.

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